Terms of Use
Effective and Last Updated: May 10, 2021
Ridge Group Investments (“we,” “us” or “RGI”) maintains this website for information and communication purposes. These Terms of Use (or “Terms”) govern your access and use of https://ridgegroupinvestments.com, or, https://highridgepartners.com, or, https://alpineridgepartners.com, or, https://crescentridgepartners.com (the “Site”). If you do not accept these Terms of Use or you do not meet or comply with their provisions, you may not use the Site.
PLEASE READ THESE TERMS CAREFULLY BEFORE USING THE SITE, AS THEY AFFECT YOUR LEGAL RIGHTS AND OBLIGATIONS. THESE TERMS CONTAIN AN AGREEMENT TO ARBITRATE, WHICH REQUIRES THAT YOU AND RGI ARBITRATE CERTAIN CLAIMS BY BINDING, INDIVIDUAL ARBITRATION INSTEAD OF GOING TO COURT. THESE TERMS ALSO LIMIT CLASS ACTION CLAIMS.
1. Changes to Terms
We may, at any time, for any reason and without notice, make changes to these Terms. Any modifications will take effect when posted to the Site. Therefore, each time you access the Site, you should review the Terms of Use upon which access and use of this Site is conditioned. By your continuing use of the Site after changes are posted, you will be deemed to have accepted such changes.
2. Jurisdiction
The Site is directed to those individuals and entities located in the United States. It is not directed to any person or entity in any jurisdiction where (by reason of nationality, residence, citizenship or otherwise) the publication or availability of the Site and its content, including its products and services, are unavailable or otherwise
contrary to local laws or regulations. If this applies to you, you are not authorized to access or use any of the information on this Site. RGI makes no representation that the information, opinions, advice or other content on the Site (collectively, “Content”) is appropriate or that its products and services are available outside of the United States. Those who choose to access this Site from other locations do so at their own risk and are responsible for compliance with applicable local laws.
3. Acceptable Use
You are only authorized to view, use, copy for your records and download small portions of the Content (including without limitation text, graphics, software, audio and video files and photos) of this Site for your informational, non-commercial use, provided that you leave all the copyright notices, including copyright management information, or other proprietary notices intact.
You may not store, modify, reproduce, transmit, reverse engineer or distribute a significant portion of the
Content on this Site, or the design or layout of the Site or individual sections of it, in any form or media. The systematic retrieval of data from the Site or the use of software, devices, scripts, robots, or any other means or
processes (including crawlers, browser plugins and add-ons, or any other technology or manual work) to scrape the Site or otherwise copy Content or information from the Site is also prohibited.
4. E-mail Submissions and Additional Restrictions
E-mail submissions over the Internet may not be secure and are subject to the risk of interception by third parties. Please consider this fact before e-mailing any information through the Site. Also, please consult our Privacy Policy for additional information about our privacy practices.
You agree not to submit or transmit any e-mails or materials through the Site that: (i) are defamatory, threatening, obscene or harassing; (ii) contain a virus, worm, Trojan horse or any other harmful component; (iii) incorporate copyrighted or other proprietary material of any third party without that party’s permission; or (iv) otherwise violate any applicable laws. RGI shall not be subject to any obligations of confidentiality regarding any information or materials that you submit through the Site except as specified in these Terms of Use or our Privacy Policy, or as set forth in any additional terms and conditions relating to specific products or services, or as otherwise specifically agreed or required by law.
The commercial use, reproduction, transmission or distribution of any information, software or other material available through the Site without the prior written consent of RGI is strictly prohibited.
5. Copyrights and Trademarks
The materials on this Site, as well as the organization and layout of this Site, are copyrighted and are protected by United States and international copyright laws and treaty provisions. All trademarks, logos, service marks and trade names are owned, registered and/or licensed by RGI. You may access, download and print materials on this Site solely for your personal and non-commercial use; however, any print out of this Site, or portions of the Site, must include our copyright notice. No right, title or interest in any of the Content or materials contained on this Site is transferred to you as a result of accessing, downloading or printing such materials. You may not copy, modify, distribute, transmit, display, reproduce, publish, license any part of this Site; create derivative works from, link to or frame in another website, use on any other website, transfer or sell any information obtained from this Site without the prior written permission of RGI.
Except as expressly provided under these Terms, you may not use, reproduce, modify, transmit, distribute, or publicly display or operate this Site without our prior written permission. You may not use a part of this Site on any other website, without our prior written consent.
6. Links
For your convenience, we may provide links to various other websites that may be of interest to you and for your convenience only. However, RGI does not control or endorse such websites and is not responsible for their content nor are we responsible for the accuracy or reliability of any information, data, opinions, advice, or statements contained within such websites. Please read the terms and conditions or terms of use policies of any other company or website you may link to from our website. If you decide to access any of the third party sites linked to on this Site, you do so at your own risk. RGI reserves the right to terminate any link or linking program at any time. RGI disclaims all warranties, express and implied, as to the accuracy, validity, availability and legality or otherwise of any materials or information contained on such sites.
You may not link to this Site without our written permission. If you are interested in linking to this Site, please contact info@ridgegroupinvestments.com.
7. No Unlawful Or Prohibited Use
As a condition of your use of the Site, you represent and warrant to RGI that you will not use the Site for any purpose that is unlawful or prohibited by these Terms, our Privacy Policy or any other applicable conditions or notices. You may not use the Site in any manner that could damage, disable, overburden, or impair the Site or interfere with any other party’s use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.
8. Spamming
Gathering email addresses from RGI or the Site. through harvesting or automated means is prohibited. Posting or transmitting unauthorized or unsolicited advertising, promotional materials, or any other forms of solicitation to other users of the Site is also prohibited. Inquiries regarding a commercial relationship with RGI should be directed to: info@ridgegroupinvestments.com.
9. No Warranties
THE SITE, AND ANY CONTENT OR INFORMATION, IS PROVIDED TO YOU ON AN “AS IS,” “AS AVAILABLE” BASIS WITHOUT WARRANTY OF ANY KIND WHETHER EXPRESS, STATUTORY OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUIET ENJOYMENT, SYSTEMS INTEGRATION, ACCURACY, AND NON-INFRINGEMENT, ALL OF WHICH RGI EXPRESSLY DISCLAIMS. RGI DOES NOT ENDORSE AND MAKES NO WARRANTY AS TO THE ACCURACY, COMPLETENESS, CURRENCY, OR RELIABILITY OF THE CONTENT OR SITE, AND WE WILL NOT BE LIABLE OR OTHERWISE RESPONSIBLE FOR ANY FAILURE OR DELAY IN UPDATING THE SITE OR ANY CONTENT. WE MAKE NO REPRESENTATIONS OR WARRANTIES THAT USE OF THE CONTENT WILL BE UNINTERRUPTED OR ERROR-FREE. YOU ARE RESPONSIBLE FOR ANY RESULTS OR OTHER CONSEQUENCES OF ACCESSING THE SITE AND USING THE CONTENT, AND FOR TAKING ALL NECESSARY PRECAUTIONS TO ENSURE THAT ANY CONTENT YOU MAY ACCESS, DOWNLOAD OR OTHERWISE OBTAIN IS FREE OF VIRUSES OR ANY OTHER HARMFUL COMPONENTS. THIS WARRANTY DISCLAIMER MAY BE DIFFERENT IN CONNECTION WITH SPECIFIC PRODUCTS AND SERVICES OFFERED BY RGI. SOME STATES DO NOT ALLOW THE DISCLAIMER OF IMPLIED WARRANTIES, SO THE FOREGOING DISCLAIMER MAY NOT APPLY TO YOU. YOU MAY ALSO HAVE OTHER LEGAL RIGHTS THAT VARY FROM JURISDICTION TO JURISDICTION.
10. Governing Law, Location and Miscellaneous
These Terms of Use shall be governed in all respects by the laws of the State of California, USA, without reference to its choice of law rules. If an applicable law is in conflict with any part of these Terms of Use, the Terms of Use will be deemed modified to conform to the law. The other provisions will not be affected by any such modification.
11. Separate Agreements
You may have other agreements with RGI. Those agreements are separate and in addition to these Terms of Use. These Terms of Use do not modify, revise or amend the terms of any other agreements you may have with RGI.
12. No Professional Advice
The information available on the Site is intended to be a general information resource regarding the matters
covered, and is not tailored to your specific circumstance. You should not construe this as legal, accounting or other professional advice. This Site is not intended for use by minors.
YOU SHOULD EVALUATE ALL INFORMATION, OPINIONS AND ADVICE AVAILABLE ON THIS SITE IN CONSULTATION WITH YOUR INSURANCE SPECIALIST, OR WITH YOUR LEGAL, TAX, FINANCIAL OR OTHER ADVISOR, AS APPROPRIATE.
The information contained on, or comments expressed on, the Site may include certain prior indications of past performance. In considering such prior performance information, you should bear in mind that past performance is not necessarily indicative of future results and there can be no assurance that an investment will, or is likely to, achieve comparable results to those achieved in the past, or that significant losses will be avoided. PAST PERFORMANCE IS NOT A GUARANTEE OF FUTURE RESULTS, AND YOU SHOULD NOT ASSUME THAT ANY RESULTS FOR INVESTMENTS OF RGI WILL BE ACHIEVED FOR OTHER INVESTMENTS.
The Site may contain certain “forward-looking statements” about RGI or our underlying investments which can be identified by the use of words such as “may”, “will”, should”, “expect”, “anticipate”, “project”, “estimate”, “intend”, “continue”, or “believe” or similar expressions. RGI undertakes no obligation to update publicly or revise any forward-looking statements. Due to various risks and uncertainties, actual events, results or performance may differ materially from those reflected or contemplated in such forward-looking statements. No representation or warranty is made as to future performance or such forward-looking statements.
You should not rely upon the information on the Site for making business, investment or other decisions or use such information as a substitute for consultation with professional advisors.
13. Arbitration
Except as regarding any action seeking equitable relief, including without limitation for the purpose of protecting any RGI confidential information and/or intellectual property rights, any controversy or claim arising out of or relating to these Terms of Use, our Privacy Policy or this Site shall be settled by binding arbitration in accordance with the commercial arbitration rules, in effect at the time the proceedings begin, of the American Arbitration Association.
YOU AND RGI AGREE THAT ALL CLAIMS SHALL BE ARBITRATED ON AN INDIVIDUAL BASIS, AND SHALL NOT BE CONSOLIDATED IN ANY ARBITRATION WITH ANY CLAIM OR CONTROVERSY OF ANY OTHER PARTY.
The arbitration shall be held in California, USA. All information relating to or disclosed by any party in connection with the arbitration of any disputes hereunder shall be treated by the parties, their representatives, and the arbitrator as proprietary business information. Such information shall not be disclosed by any party or their respective representatives without the prior written authorization of the party furnishing such information. Such information shall not be disclosed by the arbitrator without the prior written authorization of all parties. Each party shall bear the burden of its own counsel fees incurred in connection with any arbitration proceedings.
Judgment upon the award returned by the arbitrator may be entered in any court having jurisdiction over the parties or their assets or application of enforcement, as the case may be. Any award by the arbitrator shall be the sole and exclusive remedy of the parties. You and RGI hereby waive all rights to judicial review of the arbitrator’s decision and any award contained therein.
14. Limitation of Liability
YOUR USE OF THE SITE AND ITS CONTENT IS AT YOUR OWN RISK. RGI SPECIFICALLY DISCLAIMS ANY LIABILITY, WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, FOR ANY DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, CONSEQUENTIAL, OR SPECIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH ACCESS TO, USE OF OR RELIANCE ON THE SITE OR ITS CONTENT (EVEN IF RGI HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES) OR THAT ARISE IN CONNECTION WITH MISTAKES OR OMISSIONS IN, OR DELAYS IN TRANSMISSION OF, INFORMATION TO OR FROM THE USER, ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION OR DELIVERY, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORDS, PROGRAMS OR FILES, INTERRUPTIONS IN TELECOMMUNICATIONS CONNECTIONS TO THE SITE OR VIRUSES, WHETHER CAUSED IN WHOLE OR IN PART BY NEGLIGENCE, ACTS OF GOD, TELECOMMUNICATIONS FAILURE, THEFT OR DESTRUCTION OF, OR UNAUTHORIZED ACCESS TO THE SITE OR THE CONTENT. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OF LIABILITY, SO THIS LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE A CALIFORNIA RESIDENT, YOU WAIVE CALIFORNIA CIVIL CODE §1542, WHICH SAYS: A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM OR HER MUST HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR.
15. Indemnity
You agree to defend, indemnify, and hold RGI, and its officers, directors, employees, agents, licensors, affiliates, and suppliers (“RGI Parties”), harmless from and against any losses, expenses, claims, actions or demands, liabilities and settlements including without limitation, reasonable legal and accounting fees, resulting from, including personal injury and death, regardless of whether they arise out of or are attributable to any act or omission, negligent or otherwise, of the RGI Parties or any third party vendor, arising out of or in connection with: (i) your use of the Site, (ii) your breach of these Terms, including any abusive or unlawful behavior, or (iii) your infringement of any intellectual property or privacy right of any third party. This indemnification provision shall apply to third-party claims as well as claims between you and any RGI Parties under these Terms.
16. No Waiver
No failure or delay by RGI in exercising any right, power or privilege under these Terms will operate as a waiver thereof, nor will any single or partial exercise of any right, power or privilege preclude any other or further exercise thereof or the exercise of any other right, power, or privilege under these Terms.
17. Severability
Unless otherwise expressly provided herein, the invalidity or enforceability of any provision of these Terms will not affect the validity or enforcement of any other provision, all of which remain in full force and effect.
18. Headings
The headings in these Terms are for convenience only and have no legal or contractual effect.
19. Entire Agreement
These Terms and the Privacy Policy represent the entire understanding between you and RGI regarding its subject matter, and supersede all prior and contemporaneous agreements and understandings between you and RGI regarding its subject matter, and may not be amended, altered or waived.
20. Assignment
You may not assign these Terms without our prior written consent but we may assign these Terms without any notice to you.
21. Contact Us
If you would like to request additional information regarding these Terms of Use, please contact us at info@ridgegroupinvestments.com.
Privacy Policy
Effective and Last Updated: May 10, 2021
Ridge Group Investments (“we,” “us” or “RGI”) is committed to protecting the privacy of our users while they interact with https://ridgegroupinvestments.com, or, https://highridgepartners.com, or, https://alpineridgepartners.com, or, https://crescentridgepartners.com (the “Site”). This Privacy Policy explains what information we collect about you, how we collect it, how that information is used, and how you can control our disclosure of it.
Please read this Privacy Policy carefully because when you submit information to or through the Site, you are consenting to the collection, processing and retention of your information as described in this Privacy Policy. Capitalized terms used but not defined herein have the meanings assigned to them in the Terms of Use.
You agree that your use of the Site signifies your assent to this Privacy Policy.
IF YOU DO NOT AGREE WITH THIS PRIVACY POLICY, PLEASE DO NOT USE THE SITE.
1. Information Collected
We collect information through your e-mail submissions that are sent to us by private email through the Site. This may include any personal information you provide to us such as your name or contact information.
2. How We Use Your Information
We use your personal information for the original purposes it was given to us which may include contacting you in response to your questions or inquiries or to fulfill your requests.
We may also use your personal information to:
support and enhance your use of the Site and its features;
send you information about our services;
prevent or address fraud;
resolve disputes, comply with the law, or enforce our agreements and policies (including our Terms of Use and this Privacy Policy).
We do not disclose, use, give or sell any personal information to third parties for any purposes other than to our service providers, suppliers and other third parties who need to know in order to deliver services on our behalf. We do not use your personal information for targeted advertising towards you based on things such as region, gender, interests, goals, habits, etc.
3. How We May Share Your Information
We may share your personal information as disclosed at the time you provide your information, as set forth in this Privacy Policy, in the following ways:
Our Other Companies. We may share your information with other companies owned by RGI, including Highridge Partners, Crescent Ridge Partners, and Alpine Ridge Partners.
Service Providers. In order to carry out certain business-related functions or to make various features available to you through the Site, we may share your information with third parties that perform those functions on our behalf (“Service Providers”). These Service Providers may help us host or operate the Site; analyze data; prevent fraud or provide customer service. These third parties and service providers are required to protect your information entrusted to them and cannot use it for any other purpose than to provide the Site and associated services.
Business Transfers. Your information may be used by us for internal reasons, primarily for business and operational purposes. As we continue to develop our business, we may sell or purchase assets. If another entity attempts to acquire us or all or substantially all of our assets, or assets related to the Site, your information may be disclosed to such entity as part of the due diligence process and will be transferred to such entity as one of the transferred assets. Also, if any bankruptcy or reorganization proceeding is brought by or against us, all such information may be considered an asset of ours and as such may be sold or transferred to third parties.
Legal Compliance. We may share, transfer or disclose information, including your personal information, to third parties to comply with a legal obligation, when we believe in good faith that the law requires it, at the request of governmental authorities conducting an investigation, to verify or enforce our Terms of Use, this Privacy Policy or other applicable policies, to respond to an emergency or otherwise to protect the rights, property, safety, or security of RGI, third parties, users of the Site or the public. We may also share information: (i) if disclosure would mitigate our liability in an actual or threatened lawsuit; (ii) as necessary to protect our legal rights and legal rights of our users, business partners or other interested parties; (iii) to enforce our agreements with you; and (iv) to investigate, prevent, or take other action regarding illegal activity, suspected fraud or other wrongdoing.
With your consent or at your request. We may ask for your consent to share your information with third parties. In any such case, we will make it clear why we want to share the information.
4. How We Protect Your Information
We are committed to protecting the information we receive from you. We take appropriate security measures to protect your information against unauthorized access to or unauthorized alteration, disclosure or destruction of data. To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we maintain appropriate physical, electronic, and managerial procedures to safeguard and secure the information and data stored on our system. While no computer system is completely secure, we believe the measures we have implemented reduce the likelihood of security problems to a level appropriate to the type of data involved.
5. Third Party Advertising
At this time, we do not use third-party advertising.
6. Children’s Privacy and Parental Controls
If you are not 18 or older, you are not authorized to use the Site. We do not knowingly solicit any personal information from children. If we have actual knowledge that we have collected personal information from someone under the age of 13 we will immediately delete that information.
7. Links to Other Websites
The Site may contain links to other websites, maintained by third parties. These links are provided only as a convenience to you. We have no control over, and are not responsible for any content, products or services offered by or found on third-party websites, or their privacy policies. Links to third-party websites do not constitute an assumption of liability for or sponsorship, endorsement or approval of these sites or the content contained on these sites.
8. Your California Privacy Rights
California residents are entitled once a year, free of charge, to request and obtain certain information regarding our disclosure, if any, of personally identifiable information sent to third parties for their direct marketing purposes in the preceding calendar year. At this time, we do not share personally identifiable information with third parties for their direct marketing purposes.
9. Disclaimer to Security
By consenting to our Terms of Use and our Privacy Policy, you consent that no data transmission over the Internet is completely secure. We cannot guarantee or warrant the security of any information you provide to us and you transmit such information to us at your own risk. You use the Site and provide us with your information at your own risk.
10. Changes to Privacy Policy
We reserve the right to change this Privacy Policy from time to time, in our sole discretion. If at some point in the future, there is a change to our Privacy Policy, unless we obtain your express consent, such change will only apply to information collected after the revised Privacy Policy takes effect. Your continued use of the Site indicates your assent to the Privacy Policy as posted.
11. Contact Us
If you have any questions or concerns regarding this Privacy Policy please contact us at info@ridgegroupinvestments.com.